With Personal Contract Purchase, once you have paid all of your regular monthly repayments you can either 1) Pay the Optional Final Repayment and own the car. 2) Part exchange the car for a new one (subject to settlement of your existing agreement, new agreements are subject to status). 3) Return the car to Creation without paying the optional final repayment. Providing you’ve not exceeded the maximum agreed mileage and the car is in good condition (fair wear and tear accepted) you will have nothing further to pay. If the vehicle has exceeded the maximum agreed mileage then a charge of 8.0p+ VAT per excess mile applies.
Finance is provided by Creation Consumer Finance Limited, Registered Office: Wellington Buildings 2 – 4 Wellington Street, Belfast, Belfast, BT1 6HT. This is not a commitment to lend and applications are subject to approval. This indicative quotation is subject to change and final figures will be provided on approval and prior to signing the agreement. This is not a commitment to lend and applications are subject to approval. This indicative quotation is subject to change and final figures will be provided on approval and prior to signing the agreement. * Fees are included in the payment schedule shown above. An indemnity may be required in certain circumstances. Offers valid from 04.10.2024 until 31.12.2024. To be eligible, vehicles must be ordered by 31st December 2024 and registered by 31st March 2025. This is not a commitment to lend and applications are subject to approval. This indicative quotation is subject to change and final figures will be provided on approval and prior to signing the agreement. All finance is subject to applicant status and is available for over 18's only. Terms and conditions apply.